Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesfontanacalifornia.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Fontana California (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Fontana, California.

Depending on a transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

The Website states that it purchases fire-damaged homes directly and may purchase property in any condition.

Where we seek to purchase for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website form submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable statutory cancellation or termination rights.

5. No Obligation to Purchase

Submitting information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Agents, Wholesalers, and Representatives

The Website expressly permits a submitter to indicate:

A person submitting a property as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

The Website states that its process may include a quick on-site inspection before the cash offer is made.

An acquisition assessment may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable written transaction agreement.

A preliminary offer may change after due diligence.

11. Offer Methodology

The Website states that offers may consider:

We may also consider:

No particular purchase price or valuation methodology is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential real property containing one to four dwelling units, subject to statutory exemptions.

The TDS addresses physical property condition, systems, defects, improvements, environmental conditions, and other matters required by California law.

A direct investor purchase is not automatically exempt merely because:

14. Timing of the TDS

For a conventional covered transfer, the TDS generally must be delivered to the prospective buyer as soon as practicable and before transfer of title.

Certain installment sales, lease-options, ground leases, and other transaction structures have separate timing provisions.

Applicable seller disclosures should be supplied as early as practicable.

15. Late TDS and Buyer Termination Rights

If a required TDS or material amendment is delivered only after execution of the buyer’s offer or purchase agreement, California law generally gives the buyer:

to terminate by written notice.

Applicable electronic-delivery rules should be followed where disclosure is transmitted electronically.

Nothing in these Terms shortens any legally applicable termination right.

16. TDS Requirements Cannot Simply Be Waived

Where California’s statutory disclosure rules apply, a seller and investor should not assume they can eliminate those requirements merely by labeling the transaction:

California restricts waiver of the statutory disclosure regime.

17. TDS Exemptions

California provides specific exemptions for certain transfers, including qualifying:

An exemption should be verified for the specific transaction.

18. Fire Damage and Seller Disclosure

A structure fire may create current conditions relevant to numerous California disclosure categories, including:

Known material fire-related conditions should not be concealed or misrepresented.

19. Material Facts

California disclosure law preserves duties concerning known material facts affecting the value or desirability of real property.

Fire damage may be material depending on:

20. No Universal Fire-Document Package

California does not impose one universal rule requiring every seller automatically to deliver every:

to every purchaser.

A particular document may nevertheless be:

21. California Natural Hazard Disclosure

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential transactions.

The NHD addresses whether property falls within specified hazard areas, including:

The actual Fontana parcel should be evaluated using current official mapping.

22. Historical Fire Damage and Wildfire Hazard Are Different

A house that suffered a structure fire and a house located within a statutory wildfire hazard zone raise separate legal questions.

A Fontana property can:

Website content and transaction disclosures should not treat those concepts as interchangeable.

23. Additional Wildfire Disclosure for Certain Homes

Where property subject to California’s residential transfer-disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was constructed before January 1, 2010, additional wildfire-hardening disclosure requirements can apply under Civil Code section 1102.6f.

For transactions occurring on or after July 1, 2025, that disclosure also identifies which listed low-cost wildfire retrofits, if any, were completed during the seller’s ownership.

The property’s actual construction date and hazard classification control.

24. As-Is Transactions

The Website prominently advertises purchase of property as-is.

An as-is transaction may mean that the purchaser does not require the seller to make repairs before closing.

“As-is” does not automatically eliminate:

25. No Universal Requirement to Repair Before Sale

California does not impose one statewide rule requiring every fire-damaged property to be completely restored before it can be sold.

A property may potentially be transferred in damaged condition.

Separate:

may nevertheless affect the property.

26. Fontana Building and Safety Requirements

The City of Fontana’s Building & Safety Department administers:

Fire-damage repair or reconstruction may therefore require City review depending on the work involved.

27. Fontana’s Current Building Codes

Fontana has adopted the 2025 California Building Standards Code, including the current:

with applicable local amendments.

Repair or reconstruction should comply with the code in effect for the project.

28. Building-Permit Process

Fontana’s current building-permit process generally includes:

  1. Application and plan submission;
  2. Authorization and verification; and
  3. Permit generation.

Depending on the project, drawings or site plans may require plan-check review.

A purchase of the property does not itself authorize construction.

29. Newly Purchased Properties

Fontana’s Building & Safety materials state that owners of newly purchased properties may need to provide proof of ownership when applying for permits.

An acquisition team planning immediate reconstruction should account for title and permitting timing.

30. Owner-Builder Responsibility

Fontana cautions that when a contractor performs work but asks the property owner to obtain the permit, the owner may assume liability for the project, including potential tax and personal-injury consequences.

An owner or investor should not agree to pull permits for another person’s contracting work without understanding the legal consequences.

31. Fontana Fire Prevention

The Fontana Fire Prevention office performs or issues:

Where a project requires Fire Department review, the City’s current process generally begins with the Building & Safety permit application, followed by referral to Fire Prevention where applicable.

32. Fire Plan Review

Where a Fire Permit is required:

The Website should not promise that every repair can proceed without permits or inspections.

33. Fire Sprinklers and Fire Alarm Systems

Depending on the project and property, applicable Fontana fire standards can involve:

The extent of prior fire damage and reconstruction scope can affect the required review.

34. Unsafe Buildings and Code Compliance

Fontana’s Code Compliance program addresses conditions including:

A sale does not automatically:

Known governmental requirements should be addressed in transaction diligence and documents.

35. Cleanup and Restoration

The Website says it may handle cleanup as part of the acquisition.

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contractor services unless legally authorized.

36. California Contractor Licensing

California separately regulates construction contracting.

Where fire restoration, demolition, remediation, reconstruction, or another project requires an appropriately licensed contractor, the work must be performed through a properly licensed person or entity unless a lawful exemption applies.

Purchasing property does not itself authorize regulated contracting activity.

37. Inspections and Due Diligence

The Website advertises that sellers do not need to perform repairs before selling.

That does not prevent us from conducting our own due diligence.

Due diligence may include:

38. 24-Hour Offer Advertising

The Website states that it may present a cash offer within approximately 24 hours following evaluation.

That statement describes intended or potential service timing and is not a contractual guarantee.

Additional research, access, title issues, property complexity, or other circumstances may delay an offer.

39. Seven-Day Closing Advertising

The Website advertises closing in as little as approximately 7 days.

That timing is not guaranteed.

Actual closing may depend on:

The executed purchase agreement controls the closing date.

40. Closing Costs, Fees, and Commissions

The Website currently states that:

Where those terms are offered, the executed purchase agreement, escrow instructions, and settlement statement control.

Website advertising does not override transaction documents.

41. Fair, Competitive, and Market-Value Claims

The Website describes its offers as:

Those descriptions do not guarantee that an offer:

The seller should evaluate the actual proposed price and terms.

42. California Real Estate Licensing

California generally requires a real estate broker license where a person, for compensation or in expectation of compensation, acts for another to:

The actual relationship and conduct control.

43. Principal Purchaser Versus Broker

A genuine principal purchaser acquiring property for its own account is differently situated from a person performing brokerage activity for another for compensation.

Nothing in these Terms authorizes someone to avoid licensing law simply by describing themselves as:

The actual conduct controls.

44. California Wholesaling

As of October 8, 2026, California has not enacted the proposed wholesaling-specific licensing and disclosure regime contained in Assembly Bill 1850.

AB 1850 remains pending after being held under submission in the Assembly Appropriations Committee on May 14, 2026.

Its proposed requirements should not be represented as current California law.

45. Existing Brokerage Law Still Applies

The absence of a special enacted wholesaling statute does not mean that every contract assignment is automatically outside California’s existing licensing law.

Relevant considerations can include:

46. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record legal title.

A contract holder should not falsely represent that:

47. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular contract is assignable.

48. Homes Already in Foreclosure

California provides particularly strong protections when an investor purchases a qualifying owner-occupied residence after a notice of default has been recorded.

These transactions may fall under California’s Home Equity Sales Contract Act.

The rules are separate from ordinary seller-disclosure obligations.

49. Covered Residence in Foreclosure

A covered residence generally involves residential property:

A covered investor acquiring the residence can be treated as an “equity purchaser.”

50. Home Equity Sales Contract Requirements

A covered home-equity purchase contract is subject to detailed statutory requirements.

Among other things, a compliant agreement generally must:

51. Five-Business-Day Equity-Seller Cancellation Right

A covered equity seller generally may cancel until the earlier of:

Nothing in these Terms limits that statutory right.

52. Restrictions During the Cancellation Period

Until the cancellation period expires, California restricts specified actions by a covered equity purchaser, including premature:

Transaction procedures must follow the statute.

53. No Misleading Statements to an Equity Seller

A covered equity purchaser may not make false or misleading representations concerning matters such as:

54. California Foreclosure Consultants

California separately regulates mortgage foreclosure consultants.

A person can become a covered foreclosure consultant when, for compensation, the person represents that services will help:

A direct purchaser should not simultaneously portray itself as the homeowner’s paid foreclosure consultant unless separately operating in compliance with that law.

55. Five-Business-Day Foreclosure-Consultant Cancellation

A covered California foreclosure-consultant agreement generally must provide that the homeowner may cancel the transaction until midnight of the fifth business day after the date of the transaction.

Required statutory notices and cancellation forms must be used where applicable.

56. Advance Compensation and Property Acquisition

California restricts advance compensation for covered foreclosure-consulting services.

A foreclosure consultant is also subject to restrictions concerning acquisition of interests in the client’s residence.

A cash-purchase operation should maintain a clear distinction between:

57. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting information, receiving an offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently determine all applicable deadlines.

58. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

59. Federal Mortgage-Assistance Rules

If a separate service constitutes mortgage-assistance-relief services under federal law, additional rules can regulate:

60. Multilingual Contracts

California provides special protections where specified transactions are negotiated principally in certain languages.

Where Civil Code section 1632 applies and negotiations occur primarily in:

a translation of the agreement may be required before execution.

The Website’s language-selection functionality does not eliminate these obligations.

61. Probate, Estate, Trust, and Inherited Property

Submitting inherited, estate, probate, or trust property does not establish authority to sell.

A transaction may require:

Certain fiduciary transfers may qualify for disclosure exemptions, but exemptions are transaction-specific.

62. Insurance Claims and Fire-Damage Proceeds

The Website asks property owners whether an insurance payout has been received.

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

63. Insurance Proceeds Do Not Automatically Transfer

Selling the property does not automatically transfer:

Those matters depend on:

64. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ rights concerning:

65. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.

66. Recent Investor Resales

California imposes additional disclosure obligations in specified sales of single-family residential property where the seller acquired title within the preceding 18 months and qualifying contractor work was performed after acquisition.

Where applicable, information concerning qualifying:

may have to be supplied to the subsequent buyer.

This can be important where a fire-damaged property is acquired, repaired, and quickly resold.

67. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces those federal obligations.

68. Common-Interest Developments

If property is located in a condominium, planned development, or other qualifying common-interest development, separate California disclosure obligations may apply concerning:

69. Tenant-Occupied Properties

Sale of a tenant-occupied property generally does not itself automatically terminate an existing tenancy.

A purchaser should evaluate:

A property appearing vacant after a fire should not automatically be assumed to have no remaining tenant-related issues.

70. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

71. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Acquisition calls should therefore not be silently recorded merely because one participant consents.

Where a confidential communication is recorded, appropriate notice and legally sufficient consent should be obtained from all participants.

72. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or promotional texts are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

73. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

74. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be delivered in a particular form, language, or manner.

75. Privacy

Our handling of personal information is described in our Privacy Policy.

76. Independent Decision-Making

Selling fire-damaged property can have substantial:

You may wish to consult:

77. No Professional Advice

Website content does not constitute individualized:

78. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a California licensed real estate professional participates, applicable agency and representation documentation controls.

79. Acceptable Use

You may not:

80. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Fontana California.

You may not commercially reproduce protected Website content without authorization.

81. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

82. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

83. No Guarantee of Transaction

We do not guarantee:

84. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

85. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights California law does not permit to be waived.

86. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE FONTANA CALIFORNIA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities arising under a separately executed:

unless that document expressly provides otherwise and applicable law permits it.

87. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

88. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Fontana California from claims arising from your:

89. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

90. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

91. Non-Waivable California Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

92. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

93. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

94. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

95. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

96. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

97. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

98. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Fontana California
Fontana, California
United States

Website: ibuyfiredamagedhomesfontanacalifornia.com